Plain-language guides for the disclosure regime you actually work in.
Written for licensed advisers and their paraplanning teams. Plain-language summaries of the disclosure documents you reference every week, the regime they sit inside, and the evidence file that keeps a review smooth.
Plain-language explainers.
No legal jargon, no over-padded essays, just the facts an adviser needs and the file evidence that goes with them.
- EXPLAINER
What is a Product Disclosure Statement?
PDS basics, what it contains, when it must be given, and how it sits in an advice file.
- EXPLAINER
What is a Target Market Determination?
TMD fundamentals under DDO and what distributors must check before recommending a product.
- COMPARISON
PDS vs TMD: what's the difference?
Two documents, two purposes, when each applies and what the file needs to evidence.
- REGIME
Design and Distribution Obligations (DDO) explained.
Where TMDs came from, who DDO applies to, and the practical adviser checks.
- WORKFLOW
Documenting PDS references in your SOA.
Best practice for the PDS reference block in a Statement of Advice and Record of Advice.
- COMPLIANCE
PDS requirements under the Corporations Act.
The statutory backbone of the PDS regime, Part 7.9 in plain language.
- COMPLIANCE
Record-keeping for financial advice.
What advice files have to hold, for how long, and where PDS / TMD versions fit.